The ESG risk process

The Framework's policies are implemented through a sustainability risk management process consisting of three elements: 

• the ESG risk assessment; 
• the ESG risk referral for potentially high-risk transactions; and 
• a potential escalation process (appeals procedure). 

The ESG risk process applies to underwriting transactions where information granularity is available and allows for a meaningful ESG risk assessment. In the majority of cases, this is direct and facultative business.

Find out what the guidelines and policies are, and how we implement them by downloading the ESG Framework publication.